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5 Tips to Help You Lower Your Monthly Car Insurance Bill

Can I Lower My Car Insurance Bill?

Having proper car insurance coverage is important for keeping you protected in case of an accident. However, paying for insurance can sometimes feel like a hefty charge each month. There are actually a few ways that you can get your insurance bill lower than what it is at right now without changing providers. Keep reading below to see how you can lower your car insurance bill and save money each month.


Read more: How Much Car Insurance Do I Need in Tennessee? 


5 Ways to Lower Your Car Insurance Bill Individual signing papers and using calculator

  • Raise the Deductible: When you have a higher deductible on your insurance you can save significant amounts of money each month. This means you’ll pay more out of pocket before your policy would kick in to cover claims, but your monthly cost will be much lower.
  • Low Mileage Discounts: If you drive less than the typical driver you might be able to take advantage of low mileage discounts. Talk with your insurance provider to see if your driving is eligible.
  • Buy in Bulk: Often insurance companies will offer major discounts if you take out multiple types of coverage, like auto and homeowners. Check to see if your insurance provider offers multiple insurance package deals.
  • Keep a Good Credit Record: Credit information and history often influence the pricing of your auto insurance. By maintaining good credit, you can save money each month on your auto insurance bill.
  • Compare Costs: If you are in the market for a new car, compare different insurance rates of different cars before picking one out. The cost of your vehicle plays a role in insurance premiums, as well as how much it is to repair it, the safety record, and more. You might even be eligible for discounts if your vehicle is equipped with certain safety features.

Read more: Benefits of Selling Your Car at Auto Simple 


Insurance coverage is important to have, but the bills shouldn’t make or break your finances each month. Use this guide from Auto Simple to learn the ways you can lower your car insurance bill and save money. If you’re in the market for your next vehicle then head over to our online financing page to get the financing process started to help you save when you shop at Auto Simple.