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Can you buy a Used Car with Bad Credit in Chattanooga?

Financing Options Available at Auto Simple

Auto Simple, a Buy Here Pay Here dealership, located in Chattanooga, Cleveland, Dayton, and Dalton offers a variety of financing options. We always try to set up a budget-friendly financing plan on any of the models available in our inventory. We can get you qualified for APR rates as low as 14.9% on our vehicles and offer down payments as low as $499.

Online Credit Approval

We have a very simple online credit application form wherein you can fill in your basic personal details, current employment details, second job, or other income details, and your current residential address details. Once you submit this form after entering your digital signature, your consumer credit report will be released for processing your application.


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Auto Financing with Subprime Credit

Finding loans can become increasingly difficult if you have a credit score below 670, more commonly known as “subprime credit”. When such an issue arises, the applicant might have to take loans of higher interest rates and quite often don’t get the best deals. At Auto Simple, we try to make the credit approval and financing applicable for every customer irrespective of their financial situation.

Our finance team works with every customer to figure out a customized financial package that is required for their needs. You just have to visit our online pre-approval webpage and enter some basic personal details. You will receive your approval status within minutes after applying. Our online inventory is full of quality pre-owned cars and you can schedule a test drive at any of our locations.

Bad Credit Car Loans Near Chattanooga

Not everyone can walk onto our lot with a perfect credit score or credit history. We understand that our customers come from different walks of life and everyone might not find it that easy to own a car. There might be some unfortunate past financial decisions that you have made that had taken a toll on your credit score.

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At Auto Simple, we can get online pre-approval financing before you even step into our lot. Our finance team will find you the best realistic financial package that will work for you. Our online process is quick and easy and takes less than 30 minutes. To know more about our financing options, please get in touch with our friendly and knowledgeable team via phone or in person. We will make sure that you get behind the wheel of your next vehicle in the easiest possible manner.