What Does Buy Here Pay Here Mean?

As a Buy Here Pay Here (BHPH) dealership, we have completely streamlined the automotive financing process so that you can get behind the wheel quickly—but what does it all mean?

As a BHPH dealer, we work a little differently than your average, everyday dealer. Typically, when you wish to purchase a model at a dealership, the financing personnel will connect you with a third-party lender that makes the big decisions. This includes almost everything in your contract from monthly payments and upfront costs to interest rates and more.

At our dealership, we proudly do the lending ourselves, cutting out the middleman completely. By extending credit ourselves, we sell and finance vehicles in the same location making for a seamless process from beginning to end.

Why Choose a Buy Here Pay Here Dealership? 

When you choose a BHPH dealership like ours, you’ll open the door to a plethora of benefits. Some include:

• We Work With Any Credit: Whether your credit is exactly where it needs to be, could use some improvement, or hasn’t even been established yet, our team can work with you! Our financing experts will craft a plan that is tailored completely to your needs and lifestyle.

• It’s Quicker: By not utilizing third-party lenders and banks, the entire financing process is quick and seamless. Just shop for your favorite model, meet our auto loan team, and you’ll be on the road before you know it. 

• Rebuild Your Credit: Our auto loan packages are completely customized to your needs and can help you elevate your credit score! This helps you get the terms and rates that fit into your lifestyle while improving your credit with on-time payments.

Our Always-Growing Inventory 

Now that you know just how quick and simple our auto financing process is, it’s time to choose your favorite set of wheels. In our inventory, you’ll find a wide range of models for sale, all ready to hit the roads again with you behind the wheel.

To see what gently pre-owned sedans, SUVs, trucks, minivans, and more we have available, browse through our virtual inventory. With our handy search tools, you can narrow down your findings to make sure you find your perfect match.

Need help deciding which model is right for you? Visit our used car dealership! One of our sales professionals will be happy to give you an in-person tour.