Estimate your payments

Please adjust the options below so we can estimate the most accurate monthly payments.

Your estimated credit score
Loan term
Down payment
$3,000
$0
Auto Simple logo
  • Home
  • Inventory
    • Inventory
    • Used Car Reviews
  • Sell
    • We Buy Any Car
    • Sell your Vehicle in Chattanooga, TN
  • Locations
  • Get Pre-Qualified
    • Online Credit Pre-Qualification
    • Schedule Test Drive
    • Auto Financing with Subprime Credit
    • Rebuild Your Credit Car Loans
  • Make A Payment
    • Auto Simple Customer
    • BHPH USA Customer
  • About Us
    • Our Dealership
    • Vehicle Research
    • Customer Services
    • Dealership Videos
    • Customer Confidence Program
    • Contact Us
    • Blog
    • Used Jeep Cherokee in Chattanooga, TN
  • Career
Locations Locations 4 Hours Phones

Buy Here Pay Here 

car salesman shaking hand of male customer after making sale on vehicle

Shopping for a used car is an exciting process. Not only does it provide you with a reliable way to get around Tennessee or Alabama, it opens the doors to freedom. Whenever you need to get away, it’s there. However, if your credit is less than ideal, you may be wondering where to turn.


At Auto Simple, a Buy Here Pay Here dealership, that’s not something you have to worry about. We cut out the middleman in automotive financing, enabling us to work with drivers of all credit backgrounds. That means you can receive an auto loan on your terms, getting you behind the wheel of a model you love.

Get Pre-Qualified for Financing
First-Time Buyer Car Loans
Benefits of Buy Here Pay Here
Car Loans for Good Credit
Car Loans for Bad Credit
Bad Credit? No Credit? No Problem!
A couple conversing with a man at a car dealership.

What is a Buy Here Pay Here Dealership?

When you choose a Buy Here Pay Here (BHPH) dealership like ours, you’ll experience an accommodating way of buying and paying for your vehicle—but what exactly does that entail?


Typically, when you purchase a used vehicle from a dealership, you’ll have to work with a third-party lender or bank for your auto loan. At our dealership, we extend credit to you ourselves, allowing us to both sell and finance vehicles under the same roof—no third parties needed.


As a BHPH dealer, we focus on making sure that you can purchase your dream car with a plan that works best for you, no matter your credit history or score—but is this the right option for you?

The Benefits of Choosing a BHPH Dealership

Drivers specifically seek out Buy Here Pay Here dealerships, and it's thanks to the plethora of benefits.


The main perk of working with a BHPH dealership is that, by cutting out the middleman, we’re able to work with drivers regardless of their credit. Whether you have a perfect score, your credit needs improvement, or you have no credit at all, our team can find you an accommodating auto loan that works for you and your lifestyle.


It also makes the financing process incredibly simple. Instead of dealing with a dealership and a lender, everything is handled in-house, making used car financing streamlined and quick. You can shop, buy, and finance all under one roof—no waiting for loan pre-qualifications from the lender.


That’s not all, either. You’ll also receive a more customized finance package, as our specialists are able to work with you directly. Whether you’d like to rebuild—or establish—your credit with one of our auto loans, or just get the terms and rates you deserve, our experts ensure your needs are met every step of the way.

couple at dealership shaking hand of black salesman after signing papers for a car

Receive a Tailored Finance Plan In-House at Auto Simple

Are you ready to find your next set of wheels and secure an auto loan that works for your lifestyle? Auto Simple is waiting to make your shopping and buying experience second to none.


Before you hit the roads of Chattanooga and Cleveland, TN, the highways of Dalton, GA, and the streets of Madison, AL, schedule an appointment with the finance specialists at Auto Simple. As a Buy Here Pay Here dealership, we’re excited to show you how we change the world of automotive financing.


Contact us today!


Ask Us Any Questions You May Have

Auto Simple

View Locations

Vehicles

Sedan
SUVs
Vans
Trucks

Services

Finance
Value Your Trade
Schedule Test Drive

Need Help?

CONTACT US

Next-Generation Engine 6 Custom Dealer Website powered by DealerFire.  Part of the DealerSocket portfolio of advanced automotive technology products.

Copyright © Auto Simple   Privacy   |  Sitemap