Estimate your payments

Please adjust the options below so we can estimate the most accurate monthly payments.

Your estimated credit score
Loan term
Down payment
$3,000
$0

Rebuild Your Credit Car Loans Near Cleveland TN

Rebuild Your Credit Car Loans Near Cleveland TN

Are you interested in rebuilding your credit with a car loan near Cleveland, Tennessee? If so, our team at Auto Simple can help. We have put together this overview of ways to rebuild your credit with a car loan to help guide you through the steps in the process.

If you have any additional questions as you read ahead, reach out to one of our associates who will be happy to assist you.

Make a Payment Used Cars for Sale Contact Us

Ways a Car Loan Can Help You Rebuild Your Credit

A FICO credit score is a number between 300 and 850 that is based on your credit report, which includes information like your payment history and mixture of credit types. If your credit score is 619 or lower and you want to rebuild your credit, a car loan may be able to help.

Car loans are installment loans, as opposed to revolving credit like a credit card. They can help improve your credit score by adding a line of new credit and diversifying the mixture of your credit types.

Along with that, they are also usually much larger than credit card payments, which means they can make a significant impact on your credit score in a shorter amount of time—so long as you keep up with every payment.

Tips for Rebuilding Your Credit Fast

Taking some steps to boost your credit score, along with saving for a down payment, can reduce the amount you borrow, which can lead to lower monthly auto loan payments.

The first thing you want to do is check your current credit score and report. You can do this safely and for free through any of the three major national credit bureaus: Equifax, Experian, and TransUnion.

Once you have your complete credit report in hand, review it for any errors. If you find any, be sure to dispute them. This can help raise your credit score fast. In the meantime, get back on track quickly and move closer towards your ideal credit score every day by following these tips:

  • Pay all future bills on time
  • Pay down your current credit balance
  • Request a higher credit limit from your lender
  • Maintain a low credit balance moving forward

By developing healthy financial habits like paying off your credit on or ahead of time, you can set yourself up for long-term success.

How Our Team Can Help You

When you work with us, one of our team members will help create a personalized and realistic finance plan with you. They will answer any questions you may have and work hard to help you make informed decisions as you move through the car loan application and financing process.


To get started from the comfort of your own home, we invite you to fill out our online application that takes less than half an hour to complete. It will give you an estimate of the type of car loans you are currently eligible for and show you what vehicles fall within that price range.

Start Rebuilding Your Credit with a Car Loan near Cleveland TN Today

At Auto Simple, our team of experts is dedicated to serving customers with all types of credit scores and histories. If you live or work in the Cleveland, TN, area and want to learn more about rebuilding your credit with a car loan, contact us to learn more today!