
{"id":1047,"date":"2019-01-17T12:12:56","date_gmt":"2019-01-17T12:12:56","guid":{"rendered":"https:\/\/www.dealerfireblog.com\/buyherepayhereusa\/?p=1047"},"modified":"2023-10-13T12:40:59","modified_gmt":"2023-10-13T12:40:59","slug":"why-did-my-car-insurance-go-up","status":"publish","type":"post","link":"https:\/\/www.autosimple.com\/blog\/why-did-my-car-insurance-go-up\/","title":{"rendered":"Rising Insurance Rate? This Could Be Why"},"content":{"rendered":"<h2>Why Did My Car Insurance Go Up?<\/h2>\n<p>Have you recently received a car insurance bill in the mail and noticed your monthly rate has increased? You may be wondering what exactly made your car insurance go up. Continue reading to find out which common reason may have played a role in your rising insurance rate.<\/p>\n<p><!--more--><\/p>\n<hr \/>\n<p style=\"text-align: center;\"><strong>Read more: <em><a href=\"http:\/\/www.buyherepayhereusa.com\/blog\/should-i-trade-in-my-car\/\">Should I Trade in My Car?\u00a0<\/a><\/em><\/strong><\/p>\n<hr \/>\n<h3>Common Reasons Your Car Insurance Increases<\/h3>\n<p><span style=\"text-decoration: underline;\">Tickets, Accidents, Citations:<\/span> One of the most common reasons your insurance rates will rise is if you\u2019ve been ticketed or received a citation. The severity of your ticket will play a role in how affected your insurance rate is as well as how many tickets you\u2019ve received in the last few years. Additionally, if you file an accident claim then your insurance company is sure to raise your rate, even if the accident isn\u2019t your fault. For minor accidents, it is sometimes beneficial to pay for the damage out of pocket instead of filing a claim to save you money in the long run.<\/p>\n<p><span style=\"text-decoration: underline;\">Risk Factors:<\/span> As demographics change in the area you live in your insurance rates can also change. If the number of uninsured drivers in your area increases or if there is a high rate of local crime, your insurance company might hike up your rates. Areas that are deemed as being high-risk areas will lead to higher insurance rates for those living in the area. Additionally, if your area is prone to severe or extreme weather, your insurance rates may take a hit.<\/p>\n<p><span style=\"text-decoration: underline;\">Changes in Credit Score:<\/span> Depending on the state you live in your insurance company may use a low credit score as a factor in raising your rate. If your credit score has gone down recently you may notice an increase in your insurance rate. A few states throughout the U.S. have put bans in place to outlaw this practice.<\/p>\n<hr \/>\n<p style=\"text-align: center;\"><strong>Read more: <em><a href=\"http:\/\/www.buyherepayhereusa.com\/blog\/what-are-the-benefits-of-buying-from-a-buy-here-pay-here-dealership\/\">Buy Here Pay Here Dealerships Have Their Perks<\/a><\/em><\/strong><\/p>\n<hr \/>\n<p>If you\u2019ve noticed an increase in your insurance rate recently, one of these common reasons may be to blame. At Auto Simple we offer our customers programs like the <span style=\"text-decoration: underline;\"><a href=\"https:\/\/www.buyherepayhereusa.com\/customer-confidence-program\">Customer Confidence Program<\/a><\/span>\u00a0to get you the best deals on every vehicle purchase. See how our team can save you money on your next vehicle purchase <a href=\"https:\/\/www.buyherepayhereusa.com\/clp-buy-here-pay-here-dealership-chattanooga-tn\"><span style=\"text-decoration: underline;\">when you shop at Auto Simple.<\/span><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why Did My Car Insurance Go Up? Have you recently received a car insurance bill in the mail and noticed your monthly rate has increased? You may be wondering what exactly made your car insurance go up. Continue reading to find out which common reason may have played a role in your rising insurance rate.<\/p>\n","protected":false},"author":4,"featured_media":3259,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[21],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Are you wondering why your insurance went up? Check out this guide from Auto Simple to learn the common reasons your insurance may be on the rise.\" \/>\n<link rel=\"canonical\" href=\"https:\/\/tt-blogs.dealerfire.com\/autosimple\/why-did-my-car-insurance-go-up\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rising Insurance Rate? This Could Be Why - Auto Simple\" \/>\n<meta property=\"og:description\" content=\"Are you wondering why your insurance went up? Check out this guide from Auto Simple to learn the common reasons your insurance may be on the rise.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/tt-blogs.dealerfire.com\/autosimple\/why-did-my-car-insurance-go-up\/\" \/>\n<meta property=\"og:site_name\" content=\"Auto Simple\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-17T12:12:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-13T12:40:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn-ds.com\/blogs-media\/sites\/77\/2019\/04\/06043734\/car-insurance-Blog-A_b.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1038\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@twinturboblogsadmin\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.autosimple.com\/blog\/#website\",\"url\":\"https:\/\/www.autosimple.com\/blog\/\",\"name\":\"Auto Simple\",\"description\":\"Official Blog\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.autosimple.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/autosimple\/why-did-my-car-insurance-go-up\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/cdn-ds.com\/blogs-media\/sites\/77\/2019\/04\/06043734\/car-insurance-Blog-A_b.jpg\",\"contentUrl\":\"https:\/\/cdn-ds.com\/blogs-media\/sites\/77\/2019\/04\/06043734\/car-insurance-Blog-A_b.jpg\",\"width\":1038,\"height\":400,\"caption\":\"a man in suit writing about a car's insurance\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/tt-blogs.dealerfire.com\/autosimple\/why-did-my-car-insurance-go-up\/#webpage\",\"url\":\"https:\/\/tt-blogs.dealerfire.com\/autosimple\/why-did-my-car-insurance-go-up\/\",\"name\":\"Rising Insurance Rate? 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